Disclaimer & Terms and Conditions

The following terms and conditions govern the usage of the contents in the website that are made available by 12invest. Please note that your access, subscribe or usage of this website constitutes your acceptance and acknowledgement of these terms of use. These terms and conditions shall constitute the agreement between you and 12invest in relation of your use of this website. 12invest reserves the discretion to revise these terms and conditions without any prior notice by updating this post.

Intellectual Property

We shall have all the rights, title and interest in all intellectual property used by 12invest for all the contents contained in this website (including but not limited to the texts, software, photographs, images, music, video material, audio material and audio-visual material) (“intellectual property”).

All these intellectual property rights are reserved. By sharing the all the above mentioned contents with you in this website, the rights, title and ownership of the intellectual property are remained with us and it is not transferred or transferable to you.

You may view and download all the materials strictly for non-commercial purposes only. Any other form of usage (including but not limited to reproduce, duplicate, copy, redistribute, sell or rent the materials) is strictly prohibited and may result in civil action.

Representations & Warranties

We, 12invest make no representations as to the accuracy, completeness, correctness, suitability, or validity of any information on our website and we will not be liable for any errors, omissions, or delay in this information or any losses and damages arising from its display or usage. All users should read the posts and analysis the information in our website at their own risk and we shall not be held liable for any losses and damages. 12invest and its writers do not take responsibility for any factual inaccuracies made and it may be edited without notices in the future.


You hereby agree to indemnity 12invest, it’s board of directors, partners, officers, employees and other parties against any losses, damages, costs, liabilities and expenses (including but not limited to the legal fees, settlement amount and damages incurred) incurred or suffered by 12invest arising out of any breach or claim by you of any provision of these terms and conditions. None of the owner, authors, contributors, administrators or any one in 12invest, in any way whatsoever, can be responsible for your usage of the information in our website.

Due to the reason that all the contents and posts made in our website are based on our personal opinions and experiences, it is intended to be used and must be used for informational purposes only and shall not be considered as professional financial investment advices. We strongly encourage you to do your own research and take independent financial advice from a professional before you proceed to invest.

Please feel free to share your ideas, thoughts and queries about investment and let’s grow together.

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